Vendors do the work.
We make sure they get paid today.
Trebor advances funds against verified contracts, purchase orders, and invoices immediately. The corporate still pays on its normal schedule. The vendor never has to wait 60, 90, or 180 days again.
The money exists.
The timing doesn't.
Across Africa, vendors complete work under formal contracts for credible buyers, then wait months to be paid. The problem was never whether the money exists. It's when it arrives.
The corporate settles slowly
Large corporates and government entities pay on 60, 90, even 180-day cycles. The money is coming, just not soon enough.
The vendor needs cash now
Staff must be paid, materials bought, and the next phase funded, all out of the vendor's own pocket, long before settlement.
Growth stalls in between
This cash-flow gap stunts businesses, causes project failures, and quietly erodes the quality of entire supply chains.
From verified work to working capital in five steps.
Trebor intervenes at the point of verified work, advancing funds against a future receivable while the corporate keeps paying exactly as it always has.
- 01
Vendor executes work
A vendor performs work under a confirmed contract or purchase order for a corporate or government buyer.
- 02
Work is verified
The transaction is verified against a milestone, an accepted invoice, or a confirmed PO. Trebor only funds verified work.
- 03
Trebor advances funds
Working capital is advanced to the vendor immediately, before the corporate has paid a thing.
- 04
Corporate pays as normal
The corporate settles on its existing payment cycle, into a Trebor-controlled domiciliation account.
- 05
Trebor collects
Trebor recoups its principal plus a financing fee. The vendor never had to wait, and the cycle refreshes.
One platform. Finance for every stage of the trade.
From the moment a contract is awarded to the day an invoice is settled, there's a Trebor facility built for it. Pick the solution that matches where your cash-flow gap lives.
Financing every link in the chain.
Goods flow exactly as they always have. Trebor injects liquidity at two independent points between corporate and distributor and between distributor and sub-distributor. This means no single party ever carries another's risk.
Corporate / Manufacturer
Ships goods in the normal course of business. Paid on or before delivery, carrying zero receivable risk.
- Ships normally
- Paid on delivery
- No ERP changes
Distributor
Trebor finances the payment to the corporate. Scales without capital constraints and extends terms without carrying credit risk.
- Trebor funds the corporate
- No personal credit
- Scales freely
Sub-Distributor
Trebor finances the payment to the distributor. Repays from actual sales via POS sweep, so obligations match cash generation.
- Trebor funds the distributor
- Repays from sales
- Cycle repeats
Collecting at the point of sale.
Instead of waiting for a single repayment at month-end, Trebor captures a small agreed split from every sale, turning each transaction into a real-time debt-service event.
Integration modes
Risk drops materially
Repayment is tied to actual revenue, not a promise to pay at month-end. If sales stop, the collection flow stops, triggering early intervention.
Obligations match cash
Sub-distributors reduce their balance as they sell. No lump-sum pressure at cycle end, and credit lines refresh automatically.
Live portfolio visibility
Every sale feeds the Collections Engine, giving distributors and corporates real-time sell-through data across the chain.
A model where every side wins.
Trebor is multi-sided infrastructure. The same verified transaction creates value for the vendor, the corporate, the bank, and the investor at once.
Vendors
- Immediate working capital
- Ability to bid for larger contracts
- Less reliance on expensive informal credit
- Predictable, reliable cash flow
Corporates
- Healthier, more stable suppliers
- Lower rates of project abandonment
- Improved supply chain resilience
- No change to payment terms
Banking partners
- Access to verified commercial customers
- Increased deposits via domiciliation
- Embedded banking solution opportunities
- Transaction monitoring at the bank layer
Investors
- Receivables-backed financing
- Short-duration, self-liquidating instruments
- Grounded in verified economic activity
- Capital that turns rapidly as it scales
Have a verified contract or invoice? Turn it into cash today.
Onboard in minutes, submit your transaction, and receive an offer. Trebor handles the financing, so you get back to growing.