How it works

We finance verified work and manage the risk, not transfer it.

Trebor advances funds against verified receivables and injects liquidity at independent points in the trade chain. Underneath the simplicity sits a layered structure of verification, domiciliation, and recourse.

The core model

From verified work to funds in five steps.

A vendor performs work. It's verified. Trebor advances the funds the vendor is owed, before the corporate pays. When the corporate settles, Trebor recoups its capital plus a fee.

  1. 01

    Vendor executes work

    Work is performed under a confirmed contract or purchase order.

  2. 02

    Work is verified

    Verified against a milestone, accepted invoice, or confirmed PO.

  3. 03

    Trebor advances funds

    Capital is advanced to the vendor immediately.

  4. 04

    Corporate pays as normal

    Settlement flows into a Trebor-controlled domiciliation account.

  5. 05

    Trebor collects

    Principal plus financing fee is recovered. The cycle refreshes.

Distribution framework

Financing every link in the chain.

Goods flow exactly as they always have. Trebor injects liquidity at two independent points between corporate and distributor and between distributor and sub-distributor. This means no single party ever carries another's risk.

Corporate / Manufacturer

Ships goods in the normal course of business. Paid on or before delivery, carrying zero receivable risk.

  • Ships normally
  • Paid on delivery
  • No ERP changes

Distributor

Trebor finances the payment to the corporate. Scales without capital constraints and extends terms without carrying credit risk.

  • Trebor funds the corporate
  • No personal credit
  • Scales freely

Sub-Distributor

Trebor finances the payment to the distributor. Repays from actual sales via POS sweep, so obligations match cash generation.

  • Trebor funds the distributor
  • Repays from sales
  • Cycle repeats
How the money moves

Two independent facilities, running in parallel.

Either facility can operate alone or both can run at once. In every case, the financing relationship is directly between Trebor and the financed party.

Facility A

Distributor financing

  1. 1Corporate ships goods to the distributor, a normal transaction with no credit.
  2. 2Distributor applies to Trebor for financing to pay the corporate invoice.
  3. 3Trebor verifies delivery and advances funds to pay the corporate directly.
  4. 4Distributor receives goods, fully funded and owing repayment to Trebor.
  5. 5Distributor repays Trebor from receivables or sales proceeds.
Facility B

Sub-distributor financing

  1. 1Distributor supplies goods to the sub-distributor.
  2. 2Sub-distributor applies to Trebor for financing to pay the distributor.
  3. 3Trebor verifies delivery and advances funds to the distributor directly.
  4. 4Sub-distributor receives goods, fully funded and owing repayment to Trebor.
  5. 5Sub-distributor repays Trebor from sales via POS sweep or agreed cycle.
  6. 6Trebor collects principal + fee, and the credit line refreshes for the next cycle.
Capital protection

Risk is managed, not transferred.

Every financed transaction is wrapped in a layered structure of legal and operational protections, the same mechanisms that let Trebor advance funds with confidence.

Verified delivery first

Trebor only funds once delivery is confirmed. No speculative advances; the physical transaction must have occurred.

Direct creditor

Trebor is not a guarantor or intermediary. It is the direct creditor, legally holding the repayment obligation.

Domiciled accounts

Repayments flow into Trebor-controlled collection accounts, not the counterparty's general account.

Full recourse

Trebor retains full recourse against the financed party in all cases including default, dispute, or delay.

Independent facilities

Each facility is legally and operationally independent. A default at one level never affects another.

Assignment of receivables

Ownership of the receivable transfers to Trebor, and it becomes the holder of the payment right itself.

POS collections

Collecting at the point of sale.

Instead of waiting for a single repayment at month-end, Trebor captures a small agreed split from every sale, turning each transaction into a real-time debt-service event.

Real-time
Repayment capture
Per sale
Collections trigger
Zero wait
Balance reduction

Integration modes

POS terminalsMobile POS appAPI integrationUSSD / shortcode

Risk drops materially

Repayment is tied to actual revenue, not a promise to pay at month-end. If sales stop, the collection flow stops, triggering early intervention.

Obligations match cash

Sub-distributors reduce their balance as they sell. No lump-sum pressure at cycle end, and credit lines refresh automatically.

Live portfolio visibility

Every sale feeds the Collections Engine, giving distributors and corporates real-time sell-through data across the chain.

Get started

Have a verified contract or invoice? Turn it into cash today.

Onboard in minutes, submit your transaction, and receive an offer. Trebor handles the financing, so you get back to growing.